Service

Deposits

Fixed Deposit

Term

15 DAYS TO 45 DAYS

General Citizen - 3.25%

Senior Citizen - 3.75%

Term

46 DAYS TO 90 DAYS

General Citizen - 4.00%

Senior Citizen - 4.50%

Term

91 DAYS TO 180 DAYS

General Citizen - 5.00%

Senior Citizen - 5.50%

Term

181 DAYS TO BELOW 1 YEAR

General Citizen - 6.25%

Senior Citizen - 6.75%

Term

1 YEAR TO BELOW 3 YEARS

General Citizen - 8.50%

Senior Citizen - 9.00%

Term

3 YEARS ABOVE

General Citizen - 9.00%

Senior Citizen - 9.50%

Savings Bank Account

Rate of Interest

3.5%

Karavali Cash Certificate

General Citizen

Term

1 Year- 8.50%

Maturity Value of Rs. 1000/-
1088.00

Annual Yield
8.80%

General Citizen

Term

2 Years - 8.50%

Maturity Value of Rs. 1000/-
1183.00

Annual Yield
9.15%

General Citizen

Term

3 Years- 9.00%

Maturity Value of Rs. 1000/-
1306.00

Annual Yield
10.20%

General Citizen

Term

4 Years - 9.00%

Maturity Value of Rs. 1000/-
1428.00

Annual Yield
10.70%

General Citizen

Term

5 Years - 9.00%

Maturity Value of Rs. 1000/-
1561.00

Annual Yield
11.22%

Senior Citizen

Term

1 Year- 9.00%

Maturity Value of Rs. 1000/-
1093.00

Annual Yield
9.30%

Senior Citizen

Term

2 Years- 9.00%

Maturity Value of Rs. 1000/-
1195.00

Annual Yield
9.75%

Senior Citizen

Term

3 Years- 9.50%

Maturity Value of Rs. 1000/-
1325.00

Annual Yield
10.80%

Senior Citizen

Term

4 Years- 9.50%

Maturity Value of Rs. 1000/-
1456.00

Annual Yield
11.40%

Senior Citizen

Term

5 Years - 9.50%

Maturity Value of Rs. 1000/-
1599.00

Annual Yield
11.98%

Recurring Deposit

General Citizen

Term

12 Months

Rate of Interest- 8.00%

Maturity Value for Monthly Deposit of Rs. 100/- 1253.00

General Citizen

Term

24 Months

Rate of Interest- 8.50%

Maturity Value for Monthly Deposit of Rs. 100/- 2623.00

General Citizen

Term

36 Months

Rate of Interest- 8.50%

Maturity Value for Monthly Deposit of Rs. 100/- 4109.00

Senior Citizen

Term

12 Months

Rate of Interest- 8.50%

Maturity Value for Monthly Deposit of Rs. 100/- 1256.00

General Citizen

Term

24 Months

Rate of Interest- 9.00%

Maturity Value for Monthly Deposit of Rs. 100/- 2637.00

General Citizen

Term

36 Months

Rate of Interest- 9.00%

Maturity Value for Monthly Deposit of Rs. 100/- 4142.00

Makarandha Nidhi Deposit (Pigmy Account)

Term

12 Months

Rate of Interest - 3%

Term

24 Months

Rate of Interest - 3.5%

Term

36 Months

Rate of Interest - 4%